Quick Overview of your steps to buying your next home.
Get Pre-Approved by a Lender
By providing some basic information about your income, savings, and debt, a reputable lender can usually get you pre-approved online or over the phone. The lender will then go over your financing options; How much home can you afford? what monthly payment amount you can afford? and what you can expect for down payment requirements and closing costs? I am happy to let you know what lenders I have worked successfully with and who may have the best loan product for your target area. Click here for more information on Getting Pre Approved.
Choosing a Home
For most buyers, choosing a home is an emotional process. Our job is to offer objective information about each property you look at. From local community information like schools and zoning to home-specific details like condition and amenities. Our goal is to help you find exactly what you’re looking for. Click here for a home buyer worksheet that you can bring with you to your home tours.
Make an Offer
Once you’ve found the home of your dreams, we will research recent comparable sales of similar homes in the area to help determine a fair selling price. Based on those comparable sales, as well as other factors like inspections and repairs, we will then structure an offer and negotiate to get the very best deal possible.
Close the Sale
Once the conditions of the sale have been met through negotiations, all parties will agree to sign the seemingly endless array of closing documents. Throughout this stage, you'll sign your name anywhere from ten to thirty times! You’ll sign everything from mortgage documents, and legal disclosures, to tax records, and various other documents. At this time you will also provide a check with the amount owed to the seller for the purchase price of the home. The seller will then sign the deed over to you and finally hand you the keys. When the title company registers the new deed, you will be a proud homeowner once and for all!